AFRM (AFRM) Q2 2025

Say The actions jumped more than 10% in the negotiation extended on Thursday after the Buy Now, Pay poster loans, reported that the most anticipated fiscal results of the second quarter.

This is how the company did, compared to the consensus estimates of the LSE analysts.

• Profit per action: 23 tight cents. That is not comparable to an expected loss of 15 cents.
• Revenue: $ 866 million compared to $ 807 million

AFFIRM reported that the gross volume of goods, or GMV, of $ 10.1 billion, exceeded the average estimate of $ 9.64 billion, according to Streetacount and exceeding $ 10 billion for the first time. GMV, a key metric that helps measure the total value of transactions, increased 35% compared to the previous year.

Income in the quarter increased 47% of $ 591 million per year. When income grows at a faster rate than GMV, it usually points out a solid unitary economy.

Revenue less transaction costs, or RLTC, increased 73% to $ 419 million. The 4.1% RLTC margin advanced to the long -term range from 3% to 4%.

The company expects income this quarter of between $ 755 million and $ 785 million, or $ 770 million in the middle of the range, compared to the average estimate of $ 772 million, according to LSE.

AFFIRM said it is still committed to achieving profitability on a GAAP base that leaves its fourth fiscal quarter of 2025.

The company has 21 million active consumers, 23% more year after year, and its AFFIRM card, which is the company’s great commitment to boost greater use in general, it has 1.7 million active users, more than 136 % from the previous year. The volume of the card has more than duplicate.

The company’s new relationship with Apple In addition to other associations with Amazon and Shop The results are increasing. In JuneAFFIRM and Apple announced plans For us, Apple Pay, users of iPhones and iPads can request loans directly through AFIRM.

AFFIRM’s quarterly gain call begins at 5:00 pm et.

– Robert Hum of CNBC contributed to this report.